BRIEF LIST OF SOME OF OUR CARRIERS:
ACE
ARI
CHUBB
CNA
CRUM & FORSTER
DELOS INSURANCE GROUP
FOREMOST INSURANCE
GUARUNTEE INSURANCE COMPANY
GUARD INSURANCE GROUP
HAGERTY CLASSIC AUTO
HARTFORD
KINGSTONE
MET LIFE
NEW JERSEY SKYLANDS
NFS NATIONAL FLOOD SERVICE
HARTFORD FLOOD
NORFOLK & DEDHAM GROUP
PEERLESS
PROGRESSIVE
RLI SURETY
TRAVELERS
TOWER INSURANCE
UTICA FIRST
ZURICH
CONTACT M.J.F. TO FIND OUT HOW WE CAN HELP YOU SAVE ON PREMIUM.
WHEN WAS THE LAST TIME YOUR POLICY WAS REVIEWED?
WE REQUOTE YOUR POLICY ANNUALLY UPON RENEWAL WITH MULTIPLE CARRIERS!
WE WILL FIND THE CARRIER THAT'S RIGHT FOR YOU!
Friday, January 14, 2011
Advantages of Enrolling For Your Free NetSpend Prepaid Debit Card Through M.J.F.
If you don't have a credit card or a bank account and you live in a cash only world the card can be just the answer for you. To receive the card we need to provide a sociol security number or government document as listed on our website enrollment form.
This is not a credit card and therefore there are no credit checks to obtain a card. The card can be used to shop, pay bills onlineor over the phone where cash is not accepted.
NetSpend offers 3 different plans and they can save you money!
Bank & Cash Customers
Cash Customers can't take advantage of any E.F.T. Discounts
Bank Customers overdraw & are charged $20 per NSF
Cash Customer has to drive to cash their check, waits in line and drives to my agency to pay their premiums and other bills
Cash Customer pay a fee between 1 -4 % check cashing fee
Cash Customer may need to purchase a money order to pay multiple bills
NetSpend Cardholder
Use EFT / ACH payments to pay insurance premiums to receive EFT discount
No NSF's as you can only spend what you have loaded on the card
Receive funds through direct deposit or by loading cash
No check cashing fees, saving money if enrolled in direct deposit
Make payments over the phone or ACH from the card and save on money orders
Funds are FDIC insured!
Optional Features of the Card
Free 5.00% APY Savings Plan
Money management Tools
Ability to set up automatic payments with Bill Pay
Free anytime alerts
Person to person transfers
With Direct Deposit you will enjoy quicker access to the funds and Life Benefits
Enroll today on our website www.mjfinsurance.com or www.mjfinsuranceagency.com
You can receive your card within 7-10 business days
Have access to over 100,000 load locations
why not start by loading your tax refund on the card, no more waiting in lines, no check cashing fees, government gives EFT / ACH a higher priority for tax refunds over cutting paper checks.
The NetSpend Prepaid Debit Visa Card if Free just for enrolling through our websites
Michael Fusco
M.J.F. Insurance Agency
Authorized NetSpend Representative
This is not a credit card and therefore there are no credit checks to obtain a card. The card can be used to shop, pay bills onlineor over the phone where cash is not accepted.
NetSpend offers 3 different plans and they can save you money!
Bank & Cash Customers
Cash Customers can't take advantage of any E.F.T. Discounts
Bank Customers overdraw & are charged $20 per NSF
Cash Customer has to drive to cash their check, waits in line and drives to my agency to pay their premiums and other bills
Cash Customer pay a fee between 1 -4 % check cashing fee
Cash Customer may need to purchase a money order to pay multiple bills
NetSpend Cardholder
Use EFT / ACH payments to pay insurance premiums to receive EFT discount
No NSF's as you can only spend what you have loaded on the card
Receive funds through direct deposit or by loading cash
No check cashing fees, saving money if enrolled in direct deposit
Make payments over the phone or ACH from the card and save on money orders
Funds are FDIC insured!
Optional Features of the Card
Free 5.00% APY Savings Plan
Money management Tools
Ability to set up automatic payments with Bill Pay
Free anytime alerts
Person to person transfers
With Direct Deposit you will enjoy quicker access to the funds and Life Benefits
Enroll today on our website www.mjfinsurance.com or www.mjfinsuranceagency.com
You can receive your card within 7-10 business days
Have access to over 100,000 load locations
why not start by loading your tax refund on the card, no more waiting in lines, no check cashing fees, government gives EFT / ACH a higher priority for tax refunds over cutting paper checks.
The NetSpend Prepaid Debit Visa Card if Free just for enrolling through our websites
Michael Fusco
M.J.F. Insurance Agency
Authorized NetSpend Representative
Tuesday, January 11, 2011
A test of faith: 4 Staten Island Catholic schools to get ax | SILive.com
What Will These Closings Mean To Staten Island Students? What Will Be The Alternatives, Public School?
A test of faith: 4 Staten Island Catholic schools to get ax | SILive.com
A test of faith: 4 Staten Island Catholic schools to get ax | SILive.com
Monday, January 10, 2011
M.J.F. Now Has Carriers For All Your Commercial Auto Insurance Needs!
Effective immediately, M.J.F. is rolling out it's enhanced line of carriers for commercial vehicles in the States of NY,NJ,CT,FL,PA & SC. We now have 8 carriers willing to write your business automobiles and trucks regardless of size and on a monoline basis.
Landscapers, general contractors,remodeling and repairing contractors,heavy construction contractors, paving contractors, road building contractors,grading contractors, trenching & underground contractors, special trade, heating contractors, sheet metal work contractors,plumbing contractors,mechanical contractors, air conditioning contractors and systems,ventilating contractors, electric contractors, masonary contractors, drywall contractors, insulation contractors cold & heat, roofing contractors, siding contractors, courier services, stucco contractors,excavating contractors, foundation contractors, demolition contractors, fence contractors, rigging contractors, millwrighting contractors, service vehicles for crain & oil field, marble contractors equipment & supplies manufacturer, dry wall contractors equipment & supplies,contracting equipment and supplies that are rented, decorating contractors for parties & conventions, contractors - engineering general, appliance distributor, beverage distributor, food distributors, florists, caterers, pool maintenance & repair, logging contractors and more!
Request Your Quote Today! www.mjfinsuranceagency.com or 866-983-8726
Only classes not elidgible are Public Auto, Emergency Vehicles & School Buses
Landscapers, general contractors,remodeling and repairing contractors,heavy construction contractors, paving contractors, road building contractors,grading contractors, trenching & underground contractors, special trade, heating contractors, sheet metal work contractors,plumbing contractors,mechanical contractors, air conditioning contractors and systems,ventilating contractors, electric contractors, masonary contractors, drywall contractors, insulation contractors cold & heat, roofing contractors, siding contractors, courier services, stucco contractors,excavating contractors, foundation contractors, demolition contractors, fence contractors, rigging contractors, millwrighting contractors, service vehicles for crain & oil field, marble contractors equipment & supplies manufacturer, dry wall contractors equipment & supplies,contracting equipment and supplies that are rented, decorating contractors for parties & conventions, contractors - engineering general, appliance distributor, beverage distributor, food distributors, florists, caterers, pool maintenance & repair, logging contractors and more!
Request Your Quote Today! www.mjfinsuranceagency.com or 866-983-8726
Only classes not elidgible are Public Auto, Emergency Vehicles & School Buses
Friday, January 7, 2011
III - What is covered by a basic auto policy?
Basic Auto Insurance policy Coverages! Know what coverage your policy provides!
III - What is covered by a basic auto policy?
III - What is covered by a basic auto policy?
How professional liability insurance can protect your business in a crisis - Philip Glick, ECBM Insurance Brokers and Consultants
The importance of professional Liability Coverage
How professional liability insurance can protect your business in a crisis - Philip Glick, ECBM Insurance Brokers and Consultants
How professional liability insurance can protect your business in a crisis - Philip Glick, ECBM Insurance Brokers and Consultants
Tuesday, January 4, 2011
Friday, December 31, 2010
Wednesday, December 29, 2010
Nueces County Record Star > Local News > Construction company penalized $87,000 by OSHA
Nueces County Record Star > Local News > Construction company penalized $87,000 by OSHA
O.S.H.A. SAFETY CERTIFICATION COURSES
MAKE SURE YOUR EMPLOYEES ARE QUALIFIED
COURSES VALID NATIONWIDE 100% ONLINE - START TODAY!
TWO CONVENIENT WEBSITES TO ENROLL
WWW.MJFINSURANCEAGENCY.COM
WWW.MJFOSHASAFETY.COM
O.S.H.A. SAFETY CERTIFICATION COURSES
MAKE SURE YOUR EMPLOYEES ARE QUALIFIED
COURSES VALID NATIONWIDE 100% ONLINE - START TODAY!
TWO CONVENIENT WEBSITES TO ENROLL
WWW.MJFINSURANCEAGENCY.COM
WWW.MJFOSHASAFETY.COM
Missouri Bank Sues Over Hacker
Missouri Bank Sues Over Hacker
Is your business properly insured for Cyber Liability?
Contact us today!
Is your business properly insured for Cyber Liability?
Contact us today!
Best Affirms Progressive and Subs 'A+' Ratings; Outlook Stable
Best Affirms Progressive and Subs 'A+' Ratings; Outlook Stable
Get your M.J.F. Agency Progressive Quote today! We also offer snowmobile and A.T.V. coverage
Get your M.J.F. Agency Progressive Quote today! We also offer snowmobile and A.T.V. coverage
PhantomAlert.com: No More Speeding Tickets - Home
PhantomAlert.com: No More Speeding Tickets - Home
Click On The Above For More Information On The PhantomAlert.com!
#Tickets,Red Lights, Red Light camera's, Speed Traps
Click On The Above For More Information On The PhantomAlert.com!
#Tickets,Red Lights, Red Light camera's, Speed Traps
Thursday, December 23, 2010
Tuesday, December 21, 2010
Online C.P.R Certification & Recertification Courses
# www.mjfonlinecpr.webs.com online courses for CPR CERTIFICATION,FIRST AID, BLOODBORNE PATHOGEN, PRO HOME SAFETY. USE discount code CPR-1865
Published with Blogger-droid v1.6.5
Changing Auto Insurance Companies?
Changing Auto Insurance Companies May be Easier Than you Think!
There are many reasons why you may choose to change your auto insurance coverage to another company. Perhaps you’ve found another company that offers you the same amount of coverage for considerably less money. You might have changed jobs and are eligible for a group discount through another insurer, or maybe you’re unhappy with the service that your present company provides. With the growth of the internet and quote comparison sites, investigating your options has never been easier!
Why change to a new Auto insurance carrier?
You need to regularly review your auto insurance coverage to make sure that you are receiving the best insurance value for your money. You will discover that it pays to shop around. In some states, premiums for identical policies vary widely among different auto insurance companies. The reasons for this price variation can be very complicated, but they boil down to a company's claims experience with policyholders in a coverage group (e.g. people of similar age, number of accidents, type of vehicle). For example, if a large number of people in a coverage group files claims during a given year, their rates will likely rise. When this happens, better discounts and lower overall premiums may be available at other insurance companies. When you decide to switch your auto insurance to another company, you’ll find that it's fairly easy to do so.
How to cancel your old Auto Insurance policy
Generally, all you need to do to cancel your auto insurance policy is to inform your insurance company in writing, specifying the date you want the policy canceled. In some states, the new agent must notify the previous agent of the policy change. Some auto insurance companies ask the policyholder send back the actual printed policy. The insurance company will send a cancellation request form that will need to be signed and returned. Examine the form carefully to make sure that all information regarding the policy is correct. If the form is not received within two weeks of sending the letter, call the agent or company immediately to check on the status of the cancellation. Don't just walk away from the old policy without formally canceling it. Each state requires that auto Insurance policies be cancelled with notice, thus the insurance company might assume one wished to continue the coverage, and it might eventually terminate the policy for failure to pay premiums and report the lack of coverage to the state Department of Motor Vehicles. This can hurt your credit rating and ability to get a new policy.
Be sure to get a new Auto Insurance policy first
Always have a new policy in place before canceling the old auto insurance coverage. Otherwise you might have a gap in protection for a day or more! Most states require all drivers to carry a minimum level of auto insurance and most insurance companies require policyholders to present proof of new coverage before they will cancel an active policy. The new company will be able to time the beginning of the new policy to coincide with the cancellation of the prior coverage.
When to Change Auto Insurance policies
At Renewal
Renewal is a convenient time to change auto insurance policies, as you don’t have to wait for a refund from your current carrier. A renewal notice will be sent to you approximately 30 days before a new policy begins, depending on the regulations in your state. Should you decide to switch companies, you’ll need to have a new policy by the time the current policy renews. Though a company might say there is 10-30 days to get your payment in before a policy terminates, you do not have coverage until the carrier receives the payment. If you have an accident during this time period you most likely will have no coverage since the premium wasn’t paid!
Anytime:
All Auto insurance policies contain a provision allowing you to cancel your policy with proper notice at any time. In a few states auto insurance companies “short rate” the policy that means one pays a penalty for canceling before the policy renews. Most insurance companies pro-rate their policies so there is no penalty. The advantage of switching before the renewal date can save you a lot of money. For example if you have a policy that runs from Jan 15th to Aug 15th and you have an accident or ticket that will be over 36 months on March 15th. By switching Auto insurance companies on March 16th, you get a discount for having a clean driving record. Your current carrier won’t apply this discount until the policy renews on August 15th! This can save you Hundreds of dollars immediately!
How long does it take to change Auto insurance?
When you change auto insurance companies, the new agent or insurer can generally change carriers while you wait! Generally they’ll just need a copy of your current declaration page, driver’s license and down payment to get the policy issued.
So why not get started today
Contact us at:
www.mjfinsuranceagency.com
or
www.mjfinsurance.com
For your quote!
There are many reasons why you may choose to change your auto insurance coverage to another company. Perhaps you’ve found another company that offers you the same amount of coverage for considerably less money. You might have changed jobs and are eligible for a group discount through another insurer, or maybe you’re unhappy with the service that your present company provides. With the growth of the internet and quote comparison sites, investigating your options has never been easier!
Why change to a new Auto insurance carrier?
You need to regularly review your auto insurance coverage to make sure that you are receiving the best insurance value for your money. You will discover that it pays to shop around. In some states, premiums for identical policies vary widely among different auto insurance companies. The reasons for this price variation can be very complicated, but they boil down to a company's claims experience with policyholders in a coverage group (e.g. people of similar age, number of accidents, type of vehicle). For example, if a large number of people in a coverage group files claims during a given year, their rates will likely rise. When this happens, better discounts and lower overall premiums may be available at other insurance companies. When you decide to switch your auto insurance to another company, you’ll find that it's fairly easy to do so.
How to cancel your old Auto Insurance policy
Generally, all you need to do to cancel your auto insurance policy is to inform your insurance company in writing, specifying the date you want the policy canceled. In some states, the new agent must notify the previous agent of the policy change. Some auto insurance companies ask the policyholder send back the actual printed policy. The insurance company will send a cancellation request form that will need to be signed and returned. Examine the form carefully to make sure that all information regarding the policy is correct. If the form is not received within two weeks of sending the letter, call the agent or company immediately to check on the status of the cancellation. Don't just walk away from the old policy without formally canceling it. Each state requires that auto Insurance policies be cancelled with notice, thus the insurance company might assume one wished to continue the coverage, and it might eventually terminate the policy for failure to pay premiums and report the lack of coverage to the state Department of Motor Vehicles. This can hurt your credit rating and ability to get a new policy.
Be sure to get a new Auto Insurance policy first
Always have a new policy in place before canceling the old auto insurance coverage. Otherwise you might have a gap in protection for a day or more! Most states require all drivers to carry a minimum level of auto insurance and most insurance companies require policyholders to present proof of new coverage before they will cancel an active policy. The new company will be able to time the beginning of the new policy to coincide with the cancellation of the prior coverage.
When to Change Auto Insurance policies
At Renewal
Renewal is a convenient time to change auto insurance policies, as you don’t have to wait for a refund from your current carrier. A renewal notice will be sent to you approximately 30 days before a new policy begins, depending on the regulations in your state. Should you decide to switch companies, you’ll need to have a new policy by the time the current policy renews. Though a company might say there is 10-30 days to get your payment in before a policy terminates, you do not have coverage until the carrier receives the payment. If you have an accident during this time period you most likely will have no coverage since the premium wasn’t paid!
Anytime:
All Auto insurance policies contain a provision allowing you to cancel your policy with proper notice at any time. In a few states auto insurance companies “short rate” the policy that means one pays a penalty for canceling before the policy renews. Most insurance companies pro-rate their policies so there is no penalty. The advantage of switching before the renewal date can save you a lot of money. For example if you have a policy that runs from Jan 15th to Aug 15th and you have an accident or ticket that will be over 36 months on March 15th. By switching Auto insurance companies on March 16th, you get a discount for having a clean driving record. Your current carrier won’t apply this discount until the policy renews on August 15th! This can save you Hundreds of dollars immediately!
How long does it take to change Auto insurance?
When you change auto insurance companies, the new agent or insurer can generally change carriers while you wait! Generally they’ll just need a copy of your current declaration page, driver’s license and down payment to get the policy issued.
So why not get started today
Contact us at:
www.mjfinsuranceagency.com
or
www.mjfinsurance.com
For your quote!
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