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Tuesday, November 30, 2010
Royal wedding watch: Let the memorabilia begin! | SILive.com
Royal wedding watch: Let the memorabilia begin! | SILive.com
Planning your wedding? We offer event insurance to cover any liability that may arise including liquor liability.
Visit our website and enroll for your free trial wedding website page and request more information on our event / special occassion coverage
www.mjfinsuranceagency.com
Planning your wedding? We offer event insurance to cover any liability that may arise including liquor liability.
Visit our website and enroll for your free trial wedding website page and request more information on our event / special occassion coverage
www.mjfinsuranceagency.com
Passengers Being Allowed To Carry Guns on Amtrak?
Passengers can bring guns on Amtrak starting in December - USATODAY.com
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Conning: Medical Professional Liability Market Softening, Changing - Commercial Insurance & Reinsurance - Property and Casualty Insurance News
Conning: Medical Professional Liability Market Softening, Changing - Commercial Insurance & Reinsurance - Property and Casualty Insurance News
Website: www.mjfinsuranceagency.com
Toll Free: 866-983-8726
Website: www.mjfinsuranceagency.com
Toll Free: 866-983-8726
Supreme Court rules on commercial general liability – Daily Commercial News
Supreme Court rules on commercial general liability – Daily Commercial News
What Exactly Does Commercial General Liability Cover on a Construction Project. This Supreme Court Decision and how it Pertains to your Construction Projects
M.J.F. can write your insurance for all contractor classifications. We are licensed in NY,NJ,PA,CT,FL and SC www.mjfinsuranceagency.com or 866-983-8726
What Exactly Does Commercial General Liability Cover on a Construction Project. This Supreme Court Decision and how it Pertains to your Construction Projects
M.J.F. can write your insurance for all contractor classifications. We are licensed in NY,NJ,PA,CT,FL and SC www.mjfinsuranceagency.com or 866-983-8726
Personal Data of Thousands of GSA Employees at Risk
Data Breach Coverage, Why Your Business Should Have It!
You can contact M.J.F. for a no obligation quote www.mjfinsuranceagency.com
Personal data of thousands of GSA employees at risk
You can contact M.J.F. for a no obligation quote www.mjfinsuranceagency.com
Personal data of thousands of GSA employees at risk
Sunday, November 28, 2010
Is Your Business Covered By Your Insurance Policy in Case Your Clients Date is Breached or Stolen?
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Proper Insurance Coverage For Your Business is Crucial!
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Looking for Excess Liability / Umbrella Coverage For Your High Value Real Estate
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Contractor & Construction Insurance Quotes NY& NJ
We can insure construction and contracting risks, new ventures ok!. Commercial Auto Quotes too. # ny nj pa fl sc (cont) http://tl.gd/718le8
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N.J. Plan to Merge Smallest Towns To Consolidate
NYTimes: New Jersey’s Tiniest Towns Fight Push to Merge
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Saturday, November 27, 2010
NetSpend Prepaid Visa Debit Card
MJF is an authorized NetSpend representative!
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Construction worker breaks wrist in three-storey fall - Local - News - The Telegram
O.S.H.A. Safety Course - 100% Online and valid nationwide
For more information go to www.mjfinsuranceagency.com
Courses valid nationwide
Construction worker breaks wrist in three-storey fall - Local - News - The Telegram
For more information go to www.mjfinsuranceagency.com
Courses valid nationwide
Construction worker breaks wrist in three-storey fall - Local - News - The Telegram
Pennsylvania Truck Accident Lawyer Says System Is Needed To Get Drowsy Truckers Off I-81 | Benzinga.com
Pennsylvania Truck Accident Lawyer Says System Is Needed To Get Drowsy Truckers Off I-81
Pennsylvania Truck Accident Lawyer Says System Is Needed To Get Drowsy Truckers Off I-81 | Benzinga.com
Pennsylvania Truck Accident Lawyer Says System Is Needed To Get Drowsy Truckers Off I-81 | Benzinga.com
Local contractor faces OSHA safety fines - NashuaTelegraph.com
O.S.H.A Fines new Hampshire Small Contractor
Local contractor faces OSHA safety fines - NashuaTelegraph.com
Local contractor faces OSHA safety fines - NashuaTelegraph.com
Friday, November 26, 2010
C.P.R. ONLINE CERTIFICATION & RECERTIFICATION
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Return of The Barbershop to N.Y.C.
NYTimes: The Barbershop Renaissance
MJF has a great barbetshop program. Contact us for your insurance quote. www.mjfinsuranceagency.com or
866-983-8726
MJF has a great barbetshop program. Contact us for your insurance quote. www.mjfinsuranceagency.com or
866-983-8726
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NYC Cabbies Getting New Dress Code Law
NYTimes: Administration Is Bracing for Setbacks to Health Law
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Hagerty Antique and Classic Auto Insurance Quotes
If you are a car collector you have invested a great deal of time and money into maintaining your prized posession. That's why you go to Hagerty to insure your cars. Hagerty offers agreed value coverage which means they pay what its worth or valued at. Other carriers pay on stated value which usually doesn't meet the true value at a time of loss.
M.J.F understands the passion you have for your Antique vehicles and that's why you we teamed with Hagerty to protect your vehicle.
With M.J.F. you can go to our website and quote your policy online with an option to bind coverage or contact us to provide that quote for you! Visit our website at www.mjfinsuranceagency.com to get your quote today. We are licensed in N.Y., N.J, P.A.,C.T. FL. & S.C.
M.J.F understands the passion you have for your Antique vehicles and that's why you we teamed with Hagerty to protect your vehicle.
With M.J.F. you can go to our website and quote your policy online with an option to bind coverage or contact us to provide that quote for you! Visit our website at www.mjfinsuranceagency.com to get your quote today. We are licensed in N.Y., N.J, P.A.,C.T. FL. & S.C.
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Let Us Insure Your Watercraft!
# Watercraft quotes for Charter Boats, Charter Fishing, Yachts,Passenger Vessels, (cont) http://tl.gd/6v1fva
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We Can Insure Your Trucking Fleet.
Bring us your trucking risk! Let us use our independence to get you the best coverage & premium available # (cont) http://tl.gd/6u6oig
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Know Your Stuff - Register your Assetts in Case of a Loss
What happens after a fire? Did you filli out a "Know Your Stuff" inventory? It can save you thousands. Knowyourstuff.org
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M.J.F. is A Travelers Agency - Independent Insurance Agency
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Now Offering The Florida Online Boating Safety Course
We were approved as a reseller for the Florida online Boating Safety Course. For more information on the course and to enroll please follow this link.
This Florida boating safety course meets the State of Florida’s requirement for basic boater safety education. When you successfully complete the course and exam online, you will receive a course completion certificate by mail and we will automatically report your completion to the Florida Fish and Wildlife Conservation Commission for issuance of your Boater Safety Education I.D. Card if you are covered by Florida’s mandatory boater education law.
Florida Boating Safety – Educational Requirements
Florida Boating Safety Educational Requirements were updated January 1, 2010. This update requires boat operators who were born on or after January 1, 1988 to obtain a Florida Boating Safety Education Identification Card in order to operate a motorboat with ten horsepower or more.
The requirements to take an approved boating safety course and to obtain a Florida Fish and Wildlife Conservation Commission (FWC) issued identification card are the same, but the age threshold for the educational requirements is now based on whether or not you were born on or after January 1, 1988. For more information, visit http://www.myfwc.com/RULESANDREGS/Rules_Boat.htm#educ
Florida Boating License
The state of Florida does not have a “boating license”. The FWC issued Boating Safety Identification Card is proof that you succesfully completed the online boating course. This card is valid for life.
Florida Boating Course – More Information
This course is approved by the National Association of State Boating Law Administrators (NASBLA) and is recognized by the United States Coast Guard.
By successfully completing this approved basic boating safety education course you may qualify for reduced boat insurance premiums. Please contact your insurance company to see if you qualify for a reduction in your premiums based on your completion of this course.
Those receiving boating citations from law enforcement may be required to take a safe boating course. However, this must be a classroom boater education course -- The online course does not meet this requirement.
Copy and paste this link into your browser or click on link at the top of the page
http://floridaboatingcourse.com/?lgr=cc8a1ba4-8a83-de11-9746-00c09f3f0f12
We are licensed in the State of Florida to write insurance. Please keep us in my to insure your boat or any of your other insurance needs.
This Florida boating safety course meets the State of Florida’s requirement for basic boater safety education. When you successfully complete the course and exam online, you will receive a course completion certificate by mail and we will automatically report your completion to the Florida Fish and Wildlife Conservation Commission for issuance of your Boater Safety Education I.D. Card if you are covered by Florida’s mandatory boater education law.
Florida Boating Safety – Educational Requirements
Florida Boating Safety Educational Requirements were updated January 1, 2010. This update requires boat operators who were born on or after January 1, 1988 to obtain a Florida Boating Safety Education Identification Card in order to operate a motorboat with ten horsepower or more.
The requirements to take an approved boating safety course and to obtain a Florida Fish and Wildlife Conservation Commission (FWC) issued identification card are the same, but the age threshold for the educational requirements is now based on whether or not you were born on or after January 1, 1988. For more information, visit http://www.myfwc.com/RULESANDREGS/Rules_Boat.htm#educ
Florida Boating License
The state of Florida does not have a “boating license”. The FWC issued Boating Safety Identification Card is proof that you succesfully completed the online boating course. This card is valid for life.
Florida Boating Course – More Information
This course is approved by the National Association of State Boating Law Administrators (NASBLA) and is recognized by the United States Coast Guard.
By successfully completing this approved basic boating safety education course you may qualify for reduced boat insurance premiums. Please contact your insurance company to see if you qualify for a reduction in your premiums based on your completion of this course.
Those receiving boating citations from law enforcement may be required to take a safe boating course. However, this must be a classroom boater education course -- The online course does not meet this requirement.
Copy and paste this link into your browser or click on link at the top of the page
http://floridaboatingcourse.com/?lgr=cc8a1ba4-8a83-de11-9746-00c09f3f0f12
We are licensed in the State of Florida to write insurance. Please keep us in my to insure your boat or any of your other insurance needs.
Thursday, November 25, 2010
New York Contractors
No matter what size your contracting business is, we have carriers aggressively looking to write your business. All classifications are elidgible, including roofers!
You can also go to our website to request additional info as well as enroll in the online O.S.H.A. online safetyz courses (10 & 30 Hr). All courses are valid nationwide and your card will be mailed to you when course has been completed. Take up to 6 months to complete the class and no waiting for an instructor to come to your town. Can also call in to speak to an instructor for clarification on any portion of the course you may need additional clarification on.
www.mjfinsuranceagency.com
You can also go to our website to request additional info as well as enroll in the online O.S.H.A. online safetyz courses (10 & 30 Hr). All courses are valid nationwide and your card will be mailed to you when course has been completed. Take up to 6 months to complete the class and no waiting for an instructor to come to your town. Can also call in to speak to an instructor for clarification on any portion of the course you may need additional clarification on.
www.mjfinsuranceagency.com
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Florida Online Boating Safety Class
This week we were approved as a reseller through the American Safety Council to offer the Florida Online Boating Safety Course. We will Tweet the link on a regular basis. I expect a direct link to be up on our site within 6 weeks. Happy Thanksgiving to all!
You can visit our site at www.mjfinsuranceagency.com
You can visit our site at www.mjfinsuranceagency.com
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Wednesday, November 10, 2010
Tuesday, November 9, 2010
Monday, November 8, 2010
O.S.H.A. Safety Courses 100% Online
OSHA Training
Online OSHA training provides you with easy access to safety education solutions for all Construction and General Industry workers. In cooperation with the American Safety Council, our OSHA courses are offered to you by the OSHA Training Institute Education Center of the University of South Florida.
If you require authorization to get on to a job site, want to advance your career or want to keep you and your employees safe, we can help. Our extensive range of online OSHA training will get you to where you want to be. We offer the OSHA 10-Hour and 30-Hour Outreach Training courses for both Construction and General Industry. Plus, you can take the OSHA 510 or 511 courses if you are interested in becoming an authorized OSHA Outreach Trainer. These courses are the prerequisites to the OSHA 500 and 501 Train-the-Trainer courses.
Our courses are OSHA approved and meet OSHA training requirements. All courses are taken 100% online giving you the flexibility to take the course where and when you like, and you can take up to 6 months to complete your training. No matter what your reason is for taking an OSHA course, we have the online course for you.
www.mjfinsuranceagency.com to enroll for the course!
They are 100% online
No more waiting for an instructor to come to you area
Certification Valid Nationwide
Certification Card mailed upon completion
Sign up and start today!
Online OSHA training provides you with easy access to safety education solutions for all Construction and General Industry workers. In cooperation with the American Safety Council, our OSHA courses are offered to you by the OSHA Training Institute Education Center of the University of South Florida.
If you require authorization to get on to a job site, want to advance your career or want to keep you and your employees safe, we can help. Our extensive range of online OSHA training will get you to where you want to be. We offer the OSHA 10-Hour and 30-Hour Outreach Training courses for both Construction and General Industry. Plus, you can take the OSHA 510 or 511 courses if you are interested in becoming an authorized OSHA Outreach Trainer. These courses are the prerequisites to the OSHA 500 and 501 Train-the-Trainer courses.
Our courses are OSHA approved and meet OSHA training requirements. All courses are taken 100% online giving you the flexibility to take the course where and when you like, and you can take up to 6 months to complete your training. No matter what your reason is for taking an OSHA course, we have the online course for you.
www.mjfinsuranceagency.com to enroll for the course!
They are 100% online
No more waiting for an instructor to come to you area
Certification Valid Nationwide
Certification Card mailed upon completion
Sign up and start today!
Companies Looking To Save Money On Employee Benefits Are Turning To Voluntary Benefit Plans
No matter what size business you have your employee benefits are a key element in keeping your employees happy and reducing turnover ratois. We all know it is more costly to train a new employee and not have them remain on the job.
In an effort to save on premiums companies have increased their deductibles on their health plans and are now offering Voluntary Benefits to the employees. This allows the company to reduce overhead and the employee can opt in to the voluntary benefit plan at no additional cost to the employer. The Voluntary plan will cover the employee for those office visits and other routine medical bills.
Two of the major players in the Voluntary Benefits arena are A.F.L.A.C. and Colonial which have both appointed M.J.F. to represent their reswpective portfolios. They offer coverages for disability, dental, cancer and life insurance to name a few. The employer opts into the plan and agrees to deduct the premiums from a participating employees payroll. If set up correctly it can be tax advantaged for the employer as well.
A.F.L.A.C. requires 5 people on payroll and 3 participants to enroll a group. Colonial will entertain a 3 person group with one enrollee in order to activate.
A.F.L.A.C. spends a lot of their profit on advertising and it is reflected in the premiums while Colonial is less pricey but does not advertise to the extent of A.F.L.A.C. so the consumer saves on overall premium.
We have been able to provide the business owner with some premium relie and provide additional benefits that the employees would not normally have access to via payroll deduction. Both carriers offer top notch products which allow the employer to retain his employees because of the enhanced benefit package.
There is no limit on the maximum amount of employees that we can enroll. We can underwrite the small contractor who offers his employees no other benefits or the larger employers looking to save premium and enhance their current portfolio.
Colonial also was recently ranked number 1 by Benefits Selling Magazine for Best Enrollment Practices, 2nd for Best Consumer Driven Prodcts, Best in Broker / Carrier Relationships and 1st in Embracing New Technology.
#For more information on A.F.L.A.C. & Colonial Voluntary Benefit Plans you can contact our office to schedule an appointment.
We primarily work with NY & NJ companies but we are licensed in CT,PA,FL & SC if you are located in these states we can also work with you company too.
In an effort to save on premiums companies have increased their deductibles on their health plans and are now offering Voluntary Benefits to the employees. This allows the company to reduce overhead and the employee can opt in to the voluntary benefit plan at no additional cost to the employer. The Voluntary plan will cover the employee for those office visits and other routine medical bills.
Two of the major players in the Voluntary Benefits arena are A.F.L.A.C. and Colonial which have both appointed M.J.F. to represent their reswpective portfolios. They offer coverages for disability, dental, cancer and life insurance to name a few. The employer opts into the plan and agrees to deduct the premiums from a participating employees payroll. If set up correctly it can be tax advantaged for the employer as well.
A.F.L.A.C. requires 5 people on payroll and 3 participants to enroll a group. Colonial will entertain a 3 person group with one enrollee in order to activate.
A.F.L.A.C. spends a lot of their profit on advertising and it is reflected in the premiums while Colonial is less pricey but does not advertise to the extent of A.F.L.A.C. so the consumer saves on overall premium.
We have been able to provide the business owner with some premium relie and provide additional benefits that the employees would not normally have access to via payroll deduction. Both carriers offer top notch products which allow the employer to retain his employees because of the enhanced benefit package.
There is no limit on the maximum amount of employees that we can enroll. We can underwrite the small contractor who offers his employees no other benefits or the larger employers looking to save premium and enhance their current portfolio.
Colonial also was recently ranked number 1 by Benefits Selling Magazine for Best Enrollment Practices, 2nd for Best Consumer Driven Prodcts, Best in Broker / Carrier Relationships and 1st in Embracing New Technology.
#For more information on A.F.L.A.C. & Colonial Voluntary Benefit Plans you can contact our office to schedule an appointment.
We primarily work with NY & NJ companies but we are licensed in CT,PA,FL & SC if you are located in these states we can also work with you company too.
NY & NJ DEFENSIVE DRIVER SAFETY COURSES - 100% ONLINE, NO EXAMS
NY DRIVERS receive 10 % off your insurance premiums and up to 4 points removed from your official D.M.V. driving record. In addition they offer a discount if you enroll using discount or promo code NYP4BE67 for a final cost of $27. 30 days to complete the course with unlimited signon from any computer with an internet connection. Can only take the course once every 3 years. 100% 0online!
NJ Drivers are offered the Driver Safety Course and one is offered for mature drivers.
100% online NJ residents are now starting to become aware that this course exists online and enrollment number are growing daily. Up to 2 points off your license and potentially a 10% premium discount available. Discount varies by carrier. Course can be taken once every 5 years.
Both courses are given by the American Safety Council and you can enroll at
www.mjfinsuranceagency.com or www.mjfdefensivedriver.com.
Start saving money today!
Informatrion on our Florida clases also available at www.mjfinsuranceagency.com
NJ Drivers are offered the Driver Safety Course and one is offered for mature drivers.
100% online NJ residents are now starting to become aware that this course exists online and enrollment number are growing daily. Up to 2 points off your license and potentially a 10% premium discount available. Discount varies by carrier. Course can be taken once every 5 years.
Both courses are given by the American Safety Council and you can enroll at
www.mjfinsuranceagency.com or www.mjfdefensivedriver.com.
Start saving money today!
Informatrion on our Florida clases also available at www.mjfinsuranceagency.com
Sunday, November 7, 2010
M.J.F. WRITES COVERAGE FOR CONTRACTORS AND CONSTRUCTION RISKS
For the purpose of this post we will be discussing New York business risks. We are licensed to write is six states NY, NJ, CT, FL, PA & SC.
M.J.F. has secured a number of carriers who are willing to underwrite Commercial General Liability throughout the 5 boroughs and N.Y. State. The most difficult risks are for roofers because the potential for loss is greatest in this field. However, there are a limited number of carriers willing to write roofers. We have already written H.V.A.C, Carpenters, Wood Floor Installation & Repair and Plumbers to name a few classifications. Requesting Certificates of Liability can be done via the website or by phone. It is important that when we quote the policy to let us know if you anticipate how many certificates you may require because some carriers charge per certificate issued. No risk is too big or small for us as we carriers that specialize in annual premiums over $15,000 as well as smaller premium risks.
Workers Compensation typically is written through the New York State Insurance Fund but we have a few options if you are in business for a few years. Depending on the classification and prior loss history.
Some contractors require bid and performance bonds. We have a company that will issue these bonds and other miscellaneous bonds that our contractors may require to secure a contract.
We are a one stop resource for contractors and construction companies for your insurance needs and we are licensed in six states. We also offer a few more resources that may be of interest:
A) Online O.S.H.A. Safety Training for the 10 & 30 Hour Outreach Construction Courses and the 10 & 30 Hour General Industry Course. Both Certification courses are 100% online and typically have 6 months to complete. You employees don't have to wait for the O.S.H.A. Trainer to come to your town. The courses are valid nationwide and open to anyone who wishes to enroll. The course can be accessed directly through our website www.mjfinsuranceagency.com or at www.mjfoshasafety.com courses are given and certified through the American Safety Council
B) In addition we offer online C.P.R. Certification, Recertification, First Aid Certification,Bloodborne Pathogen, Pro Home Safety & ACLS Certification. Visit our website at www.mjfinsurance.com under Helpful Links or http://mjfonlinecpr.webs.com to take the online class and
use Code - CPR-1865 to enroll. PAY FOR COURSE AFTER YOU COMPLETE AND PASS THE EXAM(100% online).
In some cases some of our insured corporations and business owners will pay for a designated employee to take the C.P.R. courses in order to have someone at the jobsite qualified in case an emergency arises.
C) All companies that M.J.F. represents and have a corporate website will be can be listed on our Preferred Partner Page on our agency website.We offer this as a business referral source in hopes that our insureds can network together and the general public will also visit to find vendors. There is no fee for this listing and you must be insured with us to be posted on the Preferred Partner Page!
Lastly we also offer Mechanical Breakdown Coverage (Extended Vehicle Warranty) for private and commercial vehicles. Program is only available in New York. Under this plan you have your vehicle repaired by any mechanic of your choice when your vehicle breaks down. Mention this Blog Post and pay the annual fee upfront at purchase and we will give you a $200 discount off the annual price of the extended vehicle warranty.
PAYMENT OF PREMIUM
Most carriers require the annual premium to be paid in full at time of binding. M.J.F. has come up with finance options for our clients. We accept American Express, Visa, Mastercard & Discover. In addition we have recently added a finance company that will allow us to offer premium financing on your policy for an Annual Percentage Rate of 9%. I have seen financing in the 15% range and up, so our 9% is a very good rate. We can offer this to program to anyone with a need for a finance agreement. If your with another broker or premium finance company you can still call for a quote of fax over your quote or renewal quote to us at (866) 456-7905. If you prefer to e mail the information we can receive it at mfusco@mjfinsurance.com
As you can see, not only are able to provide you with a competitive quote, we can also provide our clients with many other services. Once you become an MJF client we will requote your policy annually to make sure you have the best coverage and best premium available.
We look forward to hearing from you and appreciate the opportunity to represent you. Licensed in New York, New Jersey, Connecticut, Pennsylvania, Florida & South Carolina.
M.J.F. has secured a number of carriers who are willing to underwrite Commercial General Liability throughout the 5 boroughs and N.Y. State. The most difficult risks are for roofers because the potential for loss is greatest in this field. However, there are a limited number of carriers willing to write roofers. We have already written H.V.A.C, Carpenters, Wood Floor Installation & Repair and Plumbers to name a few classifications. Requesting Certificates of Liability can be done via the website or by phone. It is important that when we quote the policy to let us know if you anticipate how many certificates you may require because some carriers charge per certificate issued. No risk is too big or small for us as we carriers that specialize in annual premiums over $15,000 as well as smaller premium risks.
Workers Compensation typically is written through the New York State Insurance Fund but we have a few options if you are in business for a few years. Depending on the classification and prior loss history.
Some contractors require bid and performance bonds. We have a company that will issue these bonds and other miscellaneous bonds that our contractors may require to secure a contract.
We are a one stop resource for contractors and construction companies for your insurance needs and we are licensed in six states. We also offer a few more resources that may be of interest:
A) Online O.S.H.A. Safety Training for the 10 & 30 Hour Outreach Construction Courses and the 10 & 30 Hour General Industry Course. Both Certification courses are 100% online and typically have 6 months to complete. You employees don't have to wait for the O.S.H.A. Trainer to come to your town. The courses are valid nationwide and open to anyone who wishes to enroll. The course can be accessed directly through our website www.mjfinsuranceagency.com or at www.mjfoshasafety.com courses are given and certified through the American Safety Council
B) In addition we offer online C.P.R. Certification, Recertification, First Aid Certification,Bloodborne Pathogen, Pro Home Safety & ACLS Certification. Visit our website at www.mjfinsurance.com under Helpful Links or http://mjfonlinecpr.webs.com to take the online class and
use Code - CPR-1865 to enroll. PAY FOR COURSE AFTER YOU COMPLETE AND PASS THE EXAM(100% online).
In some cases some of our insured corporations and business owners will pay for a designated employee to take the C.P.R. courses in order to have someone at the jobsite qualified in case an emergency arises.
C) All companies that M.J.F. represents and have a corporate website will be can be listed on our Preferred Partner Page on our agency website.We offer this as a business referral source in hopes that our insureds can network together and the general public will also visit to find vendors. There is no fee for this listing and you must be insured with us to be posted on the Preferred Partner Page!
Lastly we also offer Mechanical Breakdown Coverage (Extended Vehicle Warranty) for private and commercial vehicles. Program is only available in New York. Under this plan you have your vehicle repaired by any mechanic of your choice when your vehicle breaks down. Mention this Blog Post and pay the annual fee upfront at purchase and we will give you a $200 discount off the annual price of the extended vehicle warranty.
PAYMENT OF PREMIUM
Most carriers require the annual premium to be paid in full at time of binding. M.J.F. has come up with finance options for our clients. We accept American Express, Visa, Mastercard & Discover. In addition we have recently added a finance company that will allow us to offer premium financing on your policy for an Annual Percentage Rate of 9%. I have seen financing in the 15% range and up, so our 9% is a very good rate. We can offer this to program to anyone with a need for a finance agreement. If your with another broker or premium finance company you can still call for a quote of fax over your quote or renewal quote to us at (866) 456-7905. If you prefer to e mail the information we can receive it at mfusco@mjfinsurance.com
As you can see, not only are able to provide you with a competitive quote, we can also provide our clients with many other services. Once you become an MJF client we will requote your policy annually to make sure you have the best coverage and best premium available.
We look forward to hearing from you and appreciate the opportunity to represent you. Licensed in New York, New Jersey, Connecticut, Pennsylvania, Florida & South Carolina.
Saturday, November 6, 2010
Underwriting Items Needed To Provide A Quote For Your Commercial Auto Insurance
Maybe you just received your commercial auto policy renewal, perhaps your a new business looking for a quote or just feel its time to see what other carriers are offering?
As an Independent Insurance Agent we require certain information to secure your quote from the carrier.
A) Name of the business
B) Date the business started
C) F.E.I.N. or Federal Tax I.D. Number
D) Copy of your current clear copy of decleration page with pilicy number
E) Preferably time of the quote or at binding typically you need a copy of your 5 Yr loss runs
F) Copy of all vehicle registrations for accurate V.I.N. numbers & list Leinholders for each vehicle
G) Copy of all drivers licenses of those who will be operating vehicles
Keep in mind that this will allow your insurance professional to provide you with a quote much faster if all the submission requirements are provided at inception of the quote process.
It is also important to give your insurance professional ample time to submit and attain quotes from multiple carriers, it is very difficult to provide quotes from all our carriers in one day. In a best case scenario with all the required documentation being collected on the first day we still may require 2 to 5 days to obtain quotes from all our carriers ensuring you get the best available coverage at the best price.
# M.J.F. can write commercial auto for companies with one vehicle with a limited radius up to and including large fleets, buses and even trucks traveling cross country. We even have special cars for hire programs for Yellow, Black and Silver cars.
For more information or a quote you can call us (866) 983-8726
or visit our website at www.mjfinsuranceagency.com
# Licensed Independent Insurance Broker in NY,NJ,CT,PA,FL & SC
We look forward to helping you with your insurance!
As an Independent Insurance Agent we require certain information to secure your quote from the carrier.
A) Name of the business
B) Date the business started
C) F.E.I.N. or Federal Tax I.D. Number
D) Copy of your current clear copy of decleration page with pilicy number
E) Preferably time of the quote or at binding typically you need a copy of your 5 Yr loss runs
F) Copy of all vehicle registrations for accurate V.I.N. numbers & list Leinholders for each vehicle
G) Copy of all drivers licenses of those who will be operating vehicles
Keep in mind that this will allow your insurance professional to provide you with a quote much faster if all the submission requirements are provided at inception of the quote process.
It is also important to give your insurance professional ample time to submit and attain quotes from multiple carriers, it is very difficult to provide quotes from all our carriers in one day. In a best case scenario with all the required documentation being collected on the first day we still may require 2 to 5 days to obtain quotes from all our carriers ensuring you get the best available coverage at the best price.
# M.J.F. can write commercial auto for companies with one vehicle with a limited radius up to and including large fleets, buses and even trucks traveling cross country. We even have special cars for hire programs for Yellow, Black and Silver cars.
For more information or a quote you can call us (866) 983-8726
or visit our website at www.mjfinsuranceagency.com
# Licensed Independent Insurance Broker in NY,NJ,CT,PA,FL & SC
We look forward to helping you with your insurance!
Friday, November 5, 2010
ARE YOU REVIEWING YOU HOMEOWNERS INSURANCE ANNUALLY?
You should review your homeowners policy annually because your mortgage company only needs enough money to pay off your loan. As you know, the value of your home will fluctuate but your mortgage balance decreases annually. Therefore the insurance on your home may not be enough to cover the amount to totally rebuild your home in the event that a catastraphe strikes. Call your insurance professional to review your policy. A replacement cost estimate should be performed so that you can be sure yourhome is insured to cover its full replacement cost. Your mortgage company will recover their investment in the event of a loss. Are you sure that your insurance is enough to rebuild your home?
OCall us to review your policy and provide you with a quote that will cover you in case of a total loss. Isn't your home your most important assett, why not protect it for it's full replacement cost. Remember your bank isn't concerned about replacing your home or where your family will live until the house isrepaired or rebuilt.
It is my responsibility as your independent insurance broker. We look forward to helping you protect your family and all your assetts!
OCall us to review your policy and provide you with a quote that will cover you in case of a total loss. Isn't your home your most important assett, why not protect it for it's full replacement cost. Remember your bank isn't concerned about replacing your home or where your family will live until the house isrepaired or rebuilt.
It is my responsibility as your independent insurance broker. We look forward to helping you protect your family and all your assetts!
If You Own A Business In New York, You Are Probably Required To Carry Workers Compensation
Business owners I can attest to one thing for sure through our accounting and insurance clientele, if you are required to carry workers compensation and an inspector comes in to your store to verify you have an inforce policy, and do not, you will be fined! These fines carry the potential for large penalties compared to having an in force workers compensation policy.
If you do not have workers compensation you can call us to secure a quote for your business.We can help you with your workers compensation, D.B.L. and all of your other business insurance needs that may arise.
If you do not have workers compensation you can call us to secure a quote for your business.We can help you with your workers compensation, D.B.L. and all of your other business insurance needs that may arise.
Nows The Time For Business Owners To Review All Their Insurance Policies
Now is the time to shop your insurance policies if you own a business. I know things are tough in this economy and business owners don't want to pay an additional invoice. However, This is a great time to see if you currently have the best policy coverage and premium available in todays market. The carriers are also feeling the crunch and as an independent insurance agency I have been saving business owners lots of money on their current coverages. Isn't it worth paying the initial deposit to save on your current premium? If your like my clients then you would agree! We even have had clients where in addition to enhancing the coverages on their current policies we have reduced premium. We understand your question might be that you are concerned about the carriers that we use, but each and every carrier is A rated or better.
We are licensed in New York, New Jersey, Connecticut, Florida, Pennsylvania and South Carolina. Why should you let MJF be your Independent Insurance Agency? Because we value the relationship! We will continue to remarket your policy every year upon renewal to ensure you have the best policy in force for your business needs. Since we represent you our goal is to make sure you are happy with our service and have the best policy we can offer. In addition, we offer another great opportunity available to you as a commercial insured with M.J.F. We will place your website on our Preffered Partners page. This is to serve as a referral resource for all our clientele and hopefully will encourage the general public to refer to our site as a reference page for their personal and professional needs.
Call us today and we will be glad to discuss any questions that you may have and provide a quote upon request. No premium or type of busieness is too large or difficult for us to write. Don't forget that we e also offer personal lines coverage and employee benefits.Call us or your independent agency today and allow us to do the work for you as we represent multiple carriers as we can secure the best coverage for you!
We are licensed in New York, New Jersey, Connecticut, Florida, Pennsylvania and South Carolina. Why should you let MJF be your Independent Insurance Agency? Because we value the relationship! We will continue to remarket your policy every year upon renewal to ensure you have the best policy in force for your business needs. Since we represent you our goal is to make sure you are happy with our service and have the best policy we can offer. In addition, we offer another great opportunity available to you as a commercial insured with M.J.F. We will place your website on our Preffered Partners page. This is to serve as a referral resource for all our clientele and hopefully will encourage the general public to refer to our site as a reference page for their personal and professional needs.
Call us today and we will be glad to discuss any questions that you may have and provide a quote upon request. No premium or type of busieness is too large or difficult for us to write. Don't forget that we e also offer personal lines coverage and employee benefits.Call us or your independent agency today and allow us to do the work for you as we represent multiple carriers as we can secure the best coverage for you!
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