If you don't have a credit card or a bank account and you live in a cash only world the card can be just the answer for you. To receive the card we need to provide a sociol security number or government document as listed on our website enrollment form.
This is not a credit card and therefore there are no credit checks to obtain a card. The card can be used to shop, pay bills onlineor over the phone where cash is not accepted.
NetSpend offers 3 different plans and they can save you money!
Bank & Cash Customers
Cash Customers can't take advantage of any E.F.T. Discounts
Bank Customers overdraw & are charged $20 per NSF
Cash Customer has to drive to cash their check, waits in line and drives to my agency to pay their premiums and other bills
Cash Customer pay a fee between 1 -4 % check cashing fee
Cash Customer may need to purchase a money order to pay multiple bills
NetSpend Cardholder
Use EFT / ACH payments to pay insurance premiums to receive EFT discount
No NSF's as you can only spend what you have loaded on the card
Receive funds through direct deposit or by loading cash
No check cashing fees, saving money if enrolled in direct deposit
Make payments over the phone or ACH from the card and save on money orders
Funds are FDIC insured!
Optional Features of the Card
Free 5.00% APY Savings Plan
Money management Tools
Ability to set up automatic payments with Bill Pay
Free anytime alerts
Person to person transfers
With Direct Deposit you will enjoy quicker access to the funds and Life Benefits
Enroll today on our website www.mjfinsurance.com or www.mjfinsuranceagency.com
You can receive your card within 7-10 business days
Have access to over 100,000 load locations
why not start by loading your tax refund on the card, no more waiting in lines, no check cashing fees, government gives EFT / ACH a higher priority for tax refunds over cutting paper checks.
The NetSpend Prepaid Debit Visa Card if Free just for enrolling through our websites
Michael Fusco
M.J.F. Insurance Agency
Authorized NetSpend Representative
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